Control of credit card

Credit cards have become an essential necessity in our daily lives. We use them often and some people even use them instead of cash. Truth is, we cant leave home without them.  A credit card can be useful if we learn how to use the card in a controlled manner.  However, if the cards are used in an impulsive manner, then can get into trouble financially.  When credit card usage get out of control, people end up in debt. 

How do we stop this spiral of overspending and growing debt?  It all depends on individual to control our spending.  It all boils down to own unique mindset, personaility, behaviour and attitudes.Even idential twins could display different behavious, when it comes to money and credit cards.

We must treat credit card like our cash, think before we spend. In fact it is our rationalise our spending pattern that counts.  Rationalise before signing on the credit card slips.

The child

Guard your lips when a child is near;
For children repeat the things they hear.
Let no ugly tones be heard.....
No carefless talk, no vulgar word.....
For it is wicked and a sin
To mar the innocence within by language worse and unrefined.
That leaves the mark upon the mind.

Little ears are listening.
Little ears catch everything.
Control your feelings - check your tongue....
In the hearing of the young.......
God sends a littel one to you as fresh and sweet as morning dew.
So let your speech be pure and mild in the presence of a child.

A poem to share

Can there be roses without thorns, sunshine without rain?
Can there be laughter without tears, happiness without pain?
Just as the sun must set to bring us a new tomorrow.
So let us not forget that joy follows sorrow.
How may we expect achievement if we put forth no effort?
And without having first endured  hardship.
How can we relish future days of comfort?
Without knowing darkness, can we appreciate light?
We look forward to the warmth of the day.
But let's remember, it comes only with the passing of night.
Trouble will come but it will soon pass by.
Just as after the rain, there'll be a rainbow in the sky.

Go Green

It's a go green day.
Think Green. Act Green. Go Green.
My Motivational Guru is enlightented to preserve green spaces in ensuring a better environment.
Go paperless if possible.
Print both sides of paper if feasible.
Turn off the lights when you leave a room.
Power off machines and dont let them loom.
Make it a habit to recycle.
Buy items that are reusable.
Do away with plastic bags.
Make use of a bag with an eco tag.
So let's play our part to recycle, reduce and reuse.