The new ruling to control and manage credit card spending for cardholders earning RM36K and below in that the maximum credit limit extended be capped at RM12000.00 for two cards. In a move to further restrict their spending, cardholders are only allowed to be a principal from a maximum of two credit card issuers.
The use of the credit card is for convenience and not for uncontrollable spending. Use the credit card wisely and be mindful of the expenses. Cardholders have to discipline themselves and monitor their spending. Live within our means and do not end up accumulating hefty debts.
Something for sharing.
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